Last update 2121.02.24
📚 The mere mention of investing in the Forex markets using money earmarked for college sounds like lunacy to most people. However, it might not be such a crazy idea in these crazy times. Of course, to do it properly you’d have to have three key tools: first, a proven system for trading or investing based on strict rules; second, a low-cost broker to trade with; and third, a sound strategy for limiting the risk to your money.
🌏 In today’s world, it is actually simpler than ever to acquire these tools, and it takes only a bit of research and learning to know how to put them to use. Here’s a closer look at each of them, beginning with the last.
The most common way people think about investing in college funds for their children, or which college students think about investing their current funds, is through government bonds. U.S. Treasury bonds are widely considered to have the lowest risk of almost any investment available. However, these instruments return minimum rates of interest.
This means most investors never even have to think about the risk of volatile price changes, but that doesn’t mean the risk isn’t there. The political climate in the U.S. is as volatile as it ever has been in recent memory, and it makes investors realize that they need a plan of action for controlling risk.
Unfortunately, holding bonds offers little to no risk control because buying and selling bonds at the wrong time is devastating, and holding on until the bond fails is even worse.
🥰 The Forex markets offer instant liquidity and protection against calamitous market circumstances because it is easy enough to get out of any position at almost any time.
So risk protection in the Forex market reduces simply to risk allocation. All an investor needs to do is choosing a proper trading platform (Wiseinvest can help you) and limit the risk of loss by limiting the size they trade with.
The proliferation and regulation of Forex brokers over the past two decades have created healthy competition for the business of retail traders and investors. As such there are many options for finding reputable brokers with effective pricing. For an excellent rundown be sure to check out Wiseinvest’s top brokers for Forex Trading by clicking here.
But the lynchpin of this operation is having an excellent and proven automated way to invest and diversify in forex with AI (Artificial Intelligence). Wiseinvest.ai is worth considering because it boasts a consistent annualized average return of 40%. You can check it out here.
The service also includes a tool for automatically calculating an adjustment of capital exposure—thus helping investors allocate for risk. Consider that Wiseinvest.ai automated AI trading solution does not charge commissions or management fees, and allows investors to test out their strategies with a risk-free practice account with the FXCM broker.
🤝 The system’s solid performance helps investors realize that they can greatly enhance returns, diversify portfolios and still control risk through position allocation rules.
🤐 Forget embarrassing trading platforms that require you to spend a lot of time developing investment strategies and market monitoring. Using Wiseinvest.ai as a way to improve long-term returns might be something that has converted the unthinkable into an option worthy of consideration. If you are thinking about Investing in Forex with College Savings, think about that.
💚 The best way to trade forex
There are two ways to invest with our AI in forex:
1. Automated with AI-Trading. Check out the 3 steps to trade automated with our AI.
By trading forex automated with AI, you will save time and improve your performance without monitoring the market and managing trading platforms.
With Automated AI trading you do not need MT4 / MT5 and other trading platforms to invest in forex. All forex trades are automatically placed into your broker account every time that our AI system identifies a new worthy trading opportunity. You can monitor the AI trading performance in real-time directly on our dashboard.
Automated AI trading benefits ✅
- Setup in 3 minutes.
- Totally hands-off, from anywhere.
- Invest from just $100.
- APY of 40% over the past 13 years*.
- Lightning-fast execution & no slippage.
- No commissions, no management fees.
- Portfolio with 40 different automatic strategies.
- No MT4/MT5 or other platforms required.
- Test with a risk-free practice account.
- Trading results directly on our dashboard.
Advanced forex trading strategies and algorithms
The foundation of successful trading in the forex market is having a trading strategy. It’s based on a specific methodology that best suits your trading needs. Strategies could be manual, automated, or a combination of both.
Over the past decade, there has been a proliferation of automated trading strategies made available for retail traders.
And while there are many serious traders with established track records for their trading systems, there are many more low-quality trading systems falsely marketed as high-quality by overly eager affiliates, making it harder for investors to navigate the market for trading signals.
There has also been an increase in the social copy trade. Where an operator can mimic other operators’ businesses in real time.
Whether using a copy-trading platform or an automated trading system, in almost all cases, this type of investing is considered self-directed and doesn’t require a power-of-attorney or another third-party money manager to handle your account.
Unlike other copy and social trading platforms, Wiseinvet’s AI has the ability to execute a huge set of market data. It does this by combining technical and fundamental analysis. This strategy can increase the accuracy of our automated AI-Trading and AI-signals.
Self-directed forex investors
Compared to investing in a managed fund, there is greater responsibility. Traders put it on self-directed traders who use trading systems. A self-directed trader should conduct more detailed due diligence. It can avoid falling for the countless low-quality trading systems that exist on the internet.
- Good quality trading systems will have established track records (historical results), and there will be other quantitative performance rankings, along with qualitative data about the strategy developers and any proprietary math used to operate the strategy.
- Bad quality trading systems will usually promise high returns that will not equally emphasize potential risk.
There are no guarantees that a strategy will perform well. But conducting proper due diligence can help traders assess various trading systems. They consider using them to aid their trading or investment strategy.
What is the AI performance in forex trading?
The Win Rate of our AI varies according to the period and can reach up to 95%. The performance is based on the efficient frontier measurement metric, which means that our model is profitable whenever the Win Rate is greater than 60%. All strategies of our AI trading system seek stable returns and sufficient results to achieve an average return of 40% per year (APY), without the use of high leverages.
We understand that what matters in forex trading is the final result. Thus, the investor needs to consider that Win Rate is not always the best metric to measure performance in forex, as other signal providers disclose. For instance, out of 100 trades, only 1 trade may be enough loss to make the 99 trades not profitable. In this case, the Win Rate would be 99%, but the final result would be unfeasible (negative).
We focus on the return of 40% of APY and not just on Win Rate.
It is essential to observe that forex brokers may charge spreads, commissions, and overnight fees in your trading account, and these factors can affect the AI performance. You can check our forex trading track record to understand more about AI trading performance by clicking here.
How much do I need to trade forex with AI?
You can start in forex trading with free AI signals or an AI trading account and deposit just $100 in the broker. It is also possible to test using a risk-free practice account with our AI trading system. However, to do efficient risk management in real accounts, we suggest you start at least $100. Notice that some forex brokers require different initial deposits to trade forex.
What is the trading strategy of our AI?
Our AI strategy is the combination of different AI trading systems, with more than 100 features, that define 40 different strategies which simultaneously consider: Quotes of the 28 forex pairs, Supports & Resistances in different time frames, Trends and Counter-trends, Cross-indicators, Index of each pair, Economic Calendar, Investors Sentiment.
Our AI analyzes those fundamental, technical, and sentiment factors that affect forex trading, and all criteria are evaluated in real-time using different weights. After completing the analysis, the choice of the signal emission strategy is made considering the increased likelihood of short-term profit and the amount available for investment.
Using technical analysis, our algorithm considers not only the patterns of various trends, including support and resistance levels and cross-indicators, but our AI is also able to create its own real-time index for each currency pair, which is used to identify what is the best direction and target.
In relation to fundamental analysis in forex, the AI makes a correlation within the economic calendar to find news data that can affect specific currency pairs.
What is the best forex broker for my country?
We have listed here some of the top forex brokers to trade, such as FXCM and Oanda. However, as long as not all forex brokers accept accounts from all countries, you need to check availability to open a Forex trading account directly with the broker. We have been working to identify the best foreign exchange brokers for each country, as you can see below:
Did not find a licensed forex broker in your country to trade forex? Remember that forex trading is not regulated in all jurisdictions, but most countries allow their citizens to open an fx trading account with foreign brokers. For example, this is the case for forex in Nigeria and Brazil.
How long should I hold my investments?
The great famous investor Warren Buffett says if you don’t feel comfortable owning a stock for 10 years, you shouldn’t own it for 10 minutes. Even during the period, he called the “Financial Pearl Harbor,” Buffett loyally held on to the bulk of his portfolio. This reinforces the importance of being patient when using our AI trading solution. 😉
Disclaimer: Forex and Contracts for Difference (CFDs) are complex instruments and come with a high risk of losing money due to leverage. Forex trading is not suitable for everyone. You should consider whether you understand how forex and CFDs work and whether you can afford to take the high risk of losing your money.
The forex brokerages displayed shall disclaim the overall performance of traders in their platforms. Oanda warns that 76.8% of retail forex traders lose money trading CFDs. XTB warns that 80% of retail forex traders lose money trading CFDs.
FXCM warns that 74.74% of retail forex traders lose money trading CFDs. The performances aforementioned are not related to Wiseinvest AI forex trading and AI forex signals system. You can check the performance of our AI forex system on our dashboard.